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Octopus Choice is not a cash savings account: the value of an investment and any income from it, can fall or rise. You may not get back the full amount you put in. Your capital is at risk if you invest.

Peer-to-peer investments are not protected by the Financial Services Compensation Scheme (FSCS). Money invested through Octopus Choice is concentrated in property and could be affected by market conditions. For the same reason, instant access cannot be guaranteed.

We do not offer investment or tax advice. We recommend investors seek professional advice before deciding to invest. Octopus Choice is offered by Octopus Co-Lend Limited, which is fully authorised and regulated by the Financial Conduct Authority (reference number 722801). Registered office: 33 Holborn, London EC1N 2HT. Registered in England and Wales No.

Flexible for diverse businesses to receive payments from consumers using Octopus card or Octopus App O! EPay QR Code!